The panel
Finance facilities
Every product QED arranges — invoice, asset, loans, property and trade. Open any facility for how it works, who it’s for, and an FAQ. One application searches the full market.
Invoice finance
Advance against your debtor book — typically 70–95% of invoice value, often within 24 hours. Suitable for B2B businesses from start-ups to multi-nationals, facilities from £10k to £50m+.
Invoice discounting
Confidential advance against your sales ledger
From £10,000 · Revolving with the ledger
Factoring
Funding plus credit control on your invoices
From £10,000 · Revolving with the ledger
Selective invoice finance
Fund chosen invoices, no long-term contract
Single invoices · Invoice by invoice
Asset based lending
Borrow against invoices, stock, plant and property
Bespoke · Structured to the assets
Construction finance
Advance against applications for payment
From ~£100k turnover · Contract cycle
Recruitment finance
Funding and back-office for agencies
Agency-led · Revolving with placements
Asset finance
Hire purchase, leasing, sale & leaseback and refinance. Own or hire the asset and match repayments to cash flow, seasonality and useful life.
Hire purchase
Acquire the asset, title at the end of term
By asset value · Typically 2–7 years
Finance lease
Use the equipment without buying it outright
By asset value · Matched to use
Sale & leaseback
Release cash from equipment you already own
By asset equity · Remaining useful life
Asset refinance
Refinance existing facilities and fixed assets
By asset equity · Agreed to the asset
Business loans
Funding for cash flow, payroll, stock, premises and growth. Typical facilities from £5,000 to £10 million, terms from 6 months to 10 years.
Property finance
Commercial mortgages, buy-to-let, development finance and bridging — short or longer-term funding against commercial or residential property.
Commercial mortgage
Buy or refinance business premises
From £25,000 · Up to 25 years
Buy-to-let mortgage
Purchase or refinance a rental property
From £25,000 · Up to 30 years
Development finance
Land, build and major refurbishment
From £25,000 · Up to 36 months
Bridging finance
Short-term funding until long-term finance lands
From £5,000 · 1–24 months
Trade finance
Letters of credit, import and export finance, and purchase finance. A third party in the transaction to protect cash flow and trade risk.
Letters of credit
Bank-backed payment for import and export
By contract value · Shipment cycle
Payment in advance
Fund a supplier deposit before manufacture
By deposit · To delivery
Payment against documents
Pay when the bill of lading is presented
By shipment · Per consignment
Export finance
Fund production against overseas receivables
By export book · Invoice cycle
Import finance
Pay suppliers, repay from your debtor book
By shipment · Up to 180 days
Purchase finance
We buy on your behalf from £50,000
From £50,000 · To sale of goods